Comments on: How to Stop Credit-Based ID Theft with a Credit Freeze http://www.thegeekprofessor.com Making tech easy for everyone Thu, 09 Feb 2012 01:38:19 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: eric http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-156650 eric Sun, 25 Dec 2011 10:36:35 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-156650 Bill C-29 for Canada http://www.parl.gc.ca/HousePublications/Publication.aspx?Pub=Bill&Doc=C-29_1&Language=&Mode=1&Parl=40&Ses=3 Merry Christmas & New Year! Bill C-29 for Canada

http://www.parl.gc.ca/HousePublications/Publication.aspx?Pub=Bill&Doc=C-29_1&Language=&Mode=1&Parl=40&Ses=3

Merry Christmas & New Year!

]]> By: Jeremy http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-151215 Jeremy Sat, 10 Dec 2011 12:59:27 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-151215 Not sure. I'd have to research it. Not sure. I’d have to research it.

]]> By: eric http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-147648 eric Thu, 01 Dec 2011 17:47:02 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-147648 now this is all interesting to me, but i live canada can i freeze and thaw up here? now this is all interesting to me, but i live canada
can i freeze and thaw up here?

]]> By: Jeremy http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-81462 Jeremy Tue, 23 Aug 2011 00:43:26 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-81462 Just freeze your credit reports and be careful with your information. Until they give us the right to lock or removes our even bigger reports with the data brokers, there's not a lot else you can do. The good news is you can at least stop most of ID theft with a freeze and the rest is just about learning to be more private. You CAN get your name off some data broker lists. There's a manual way to do it and you can pay to have it done: http://www.thegeekprofessor.com/rps/opt-out-detectives/ Just freeze your credit reports and be careful with your information. Until they give us the right to lock or removes our even bigger reports with the data brokers, there’s not a lot else you can do. The good news is you can at least stop most of ID theft with a freeze and the rest is just about learning to be more private. You CAN get your name off some data broker lists. There’s a manual way to do it and you can pay to have it done: http://www.thegeekprofessor.com/rps/opt-out-detectives/

]]> By: Ryan http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-80532 Ryan Sun, 21 Aug 2011 15:27:57 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-80532 Jeremy, I appreciate your articles warning people of companies like lifelock and also giving better alternatives. I was just about to sign up for LL when I decided to look up some reviews, so again thanks for saving me. My wife and I recently had a lot of personal information stolen, (bank account statements, credit card statements, SSN, pretty much everything criminals would need)I'm pretty sure thats not what they were looking for but regardless they have it now. I was wondering what you would recommend moving forward? Besides just the credit freezes is there anything else I should do? These past few days have left us feeling pretty helpless regarding security so any info you could give would be greatly appreciated. Thank you Jeremy,

I appreciate your articles warning people of companies like lifelock and also giving better alternatives. I was just about to sign up for LL when I decided to look up some reviews, so again thanks for saving me. My wife and I recently had a lot of personal information stolen, (bank account statements, credit card statements, SSN, pretty much everything criminals would need)I’m pretty sure thats not what they were looking for but regardless they have it now. I was wondering what you would recommend moving forward? Besides just the credit freezes is there anything else I should do? These past few days have left us feeling pretty helpless regarding security so any info you could give would be greatly appreciated.
Thank you

]]> By: Jeremy http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-34817 Jeremy Sat, 21 May 2011 23:26:27 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-34817 Consider that credit reporting companies make money only by collecting and reselling your information. Each person who they can't prevent from freezing a report is a loss to them. You can surely see why they lobbied so hard and so long to prevent these laws from passing. Good news for people in SC though! Thanks for the tip :) Consider that credit reporting companies make money only by collecting and reselling your information. Each person who they can’t prevent from freezing a report is a loss to them. You can surely see why they lobbied so hard and so long to prevent these laws from passing.

Good news for people in SC though! Thanks for the tip :)

]]> By: Chuck http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-34483 Chuck Fri, 20 May 2011 14:43:33 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-34483 Indiana & South Carolina passed laws that allow their consumers to place, thaw, or permanently lift security freezes with all of the CSCs at NO COST. I am curious why more consumer groups haven't effectively lobbied for the same benefit for all consumers. My wife & I have had our credit frozen for 4 years and have had no problem thawing it when we financed a car or refinanced our mortgage (effective immediately if done online). Our credit score has gone up during this same period, we don't receive junk mail (also used optoutprescreen.com) and have not had to pay a dime for this piece of mind since we live in Indiana. Even if you have to pay, a credit freeze is the best investment you can make in preventing financial ID theft...great article! Indiana & South Carolina passed laws that allow their consumers to place, thaw, or permanently lift security freezes with all of the CSCs at NO COST. I am curious why more consumer groups haven’t effectively lobbied for the same benefit for all consumers. My wife & I have had our credit frozen for 4 years and have had no problem thawing it when we financed a car or refinanced our mortgage (effective immediately if done online). Our credit score has gone up during this same period, we don’t receive junk mail (also used optoutprescreen.com) and have not had to pay a dime for this piece of mind since we live in Indiana. Even if you have to pay, a credit freeze is the best investment you can make in preventing financial ID theft…great article!

]]> By: Kev http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-21195 Kev Tue, 08 Mar 2011 14:51:50 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-21195 Thanks for this comprehensive guide! It's now time to ditch LifeLock- I actually wasn't aware that the "fraud locks" that they use so extensively had been rendered ineffective with recent legislation. A real freeze is definitely the way to go! Thanks for this comprehensive guide! It’s now time to ditch LifeLock- I actually wasn’t aware that the “fraud locks” that they use so extensively had been rendered ineffective with recent legislation. A real freeze is definitely the way to go!

]]> By: Jeremy http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-11800 Jeremy Sat, 11 Dec 2010 14:43:24 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-11800 I did it through the Internet which was faster and safer: https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp But it is a MYSTERY isn't it? The freeze is hard, but paying them for their "protection" isn't. I did it through the Internet which was faster and safer:

https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

But it is a MYSTERY isn’t it? The freeze is hard, but paying them for their “protection” isn’t.

]]> By: Bill http://www.thegeekprofessor.com/guides/identity-theft/credit-freeze/comment-page-1/#comment-11350 Bill Tue, 07 Dec 2010 14:31:12 +0000 http://www.thegeekprofessor.com/?page_id=106#comment-11350 Equifax requires you to MAIL in your name rank and serial number and other crap just to get a 10 digit pin!!!!!! The address is- Equifax security freeze po box 105788 atlanta, ga 30348 Considering all of the thieves there are in the USPS system the address is enough to show some potential thief that the contents of the letter is worth his while to open. However, Equifax has it's own form of ID theft for something like $14.95 per month. Well, well....what a miracle that is! Equifax requires you to MAIL in your name rank and serial number and other crap just to get a 10 digit pin!!!!!!

The address is-

Equifax security freeze
po box 105788
atlanta, ga 30348

Considering all of the thieves there are in the USPS system the address is enough to show some potential thief that the contents of the letter is worth his while to open.

However, Equifax has it’s own form of ID theft for something like $14.95 per month. Well, well….what a miracle that is!

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