I can't really state this often enough. There's only one place to get free credit reports and that's AnnualCreditReport.com. Everywhere else is going to take your money and give you grief.

Freescore is that company that's been advertising with Ben Stein on TV and they've been at the same dirty tricks as all these bogus free credit score places. However, because of a blogger who posted that they're a "predatory bait-and-switch" and also pointed out that the parent company of Freescore is VERTRUE, INC who has a Better Business Bureau score of F for charging people unexpectedly and then hassling them to get their money back (quoted loosely from here).

Freescore decided to file a libel lawsuit that looks surprisingly bogus to Felix Salmon, a blogger at Reuters. Not only did they never accuse the blogger of posting anything false, but the only part of the post that could be considered libelous was a direct quote from Felix's blog in the first place!

Well, this nonsense is no surprise to anyone that's watched these companies taking people's money and providing nothing in return.

Remember, there is only one place to get free credit reports and that's AnnualCreditReport.com. Anyone else that offers you free credit reports is lying or has a gimmick.