Stay Informed
Suggested Site

▸ Simple to add and manage gift lists for yourself, your kids, or your business

▸ Secret gift coordination

▸ Duplicate gift protection


www.FAMIGR.com
Click to see a demo
Click to see a demo
How can I help you?
Contact Jeremy

What Does Lexis Nexis Know About Me?

LexisNexis (which acquired ChoicePoint) is the largest data-broker in the world. They create vast profiles on people and use that information to create various reports that they sell to companies of all kinds. These reports are used to make decisions about renting, insurance and more. In the past these reports have been purchased by law enforcement and criminal organizations; all to find out more information about you.

It might be a good idea to find out what's in your report, but it turns out neither simple web searching or LexisNexis themselves do much for listing out all the types of data they know about you. Well here's the list of information they had (or could have had) from my personal LexisNexis dossier:

Auto/Property Insurance Records:

LexisNexis is tied into the "Current Carrier" insurance information system used by insurance companies and agencies when deciding to issue you a policy. Think of it like a "credit report for insurance".

This includes 7 years worth of:

For auto, this also includes:

For property, this also includes:

Personal information that may be included

"C.L.U.E"® insurance loss information reports (apparently reports on whether you're a high risk person or not)

"Esteem" report

This report lists circumstances relating to theft while working at a retail company (admitted or convicted).

In my case, this was of course blank so I don't know specifically what data items would have been included. Most entertaining, there's a line in the report that reads "If you believe we should have information about you in our Esteem Database, let us know"…. Wow.

Background Investigation

If any company ever pays LexisNexis to perform a background check on you, LexisNexis will keep the information for future sales purposes. This may include your full date driving record and your personal credit file.

Screennow ® report

This report shows results of a national criminal records search.

Public Records

Employment history

They claim they'll only have history of employers who previously asked LexisNexis to do a background check on you.

Does that make you uncomfortable?

Data brokers are just a business like any other, but as the credit report companies proved, buying and reselling data carelessly leads to disaster. Considering that these reports are FAR more detailed with a much wider variety of information, I can only imagine the consequences of allowing them to proceed as they have been.

Fortunately, you may not have to.

I was able to order my report using this webpage. I believe that doing so would be a good idea, but after that, make sure to also use their opt out procedures if you can.

It turns out that they'll only let your data go if you can prove that you're an identity theft victim or in imminent danger of bodily harm (police officer, public officials, etc). But it's easy to understand why they make it hard. After all, why would you set free one of your prize milk cows for no good reason?

In the end, I hope that strong regulation is introduced before we reach a problem like we did with identity theft.

Tags: , ,

5 Comments to “What Does Lexis Nexis Know About Me?”

» Comments RSS Feed
Jtag diagnostic: For best performance, put a 'no_image.gif' generic image for missing images in your root graphics folder

I’m sure your not surprised about this
Hackers Steal Michelle Obama’s ID Details From Data Broker
http://techbeat.com/2013/09/hackers-steal-michelle-obamas-id-details-data-broker/

    Data Broking is a nosey business. Minding other people’s business. They are worthless people that can’t find better jobs.
    imo

THIS COMPANY IS HORRIBLE INVASION OF PRIVACY! They have networked peoples personal information on a level that is outright assault! Please look into this company they will destroy your life if at all possible. I am not over reacting I just read this: http://cryptome.org/2013/08/proton-clearwater-lexis-nexis.htm

EVERYONE should be aware of this. Why have we been kept in the dark?

IDENTITY THEFT
How to Steal Identities - Why It's So Easy
Credit Freeze
Data Defense
Credit Monitoring
Id Theft Insurance
The Identity Theft Victim's Mini-Guide to Recovery
PRIVACY
The Geek Privacy Principle
Nothing to Hide
Data Abuse
RFID - Radio Frequency IDentification
Privacy Alias/Persona
Data Defense
INTERNET SAFETY
Online Addiction
The Consequences of Posting Online
Photo Safety
Tricks and Scams
Account Hijacking
Trusting Companies
PASSWORDS
Bad Passwords
Password Tips and Tricks
Password Protection
Password Mugging
Computer Security
E-mail Safety
Kids and Computers
Shopping Online
Retailers
All About Warranties

Data Abuse

Learn how your data is taken from you and used against you by large companies for their own benefit.

[Click for full description]

How to Steal Identities - Why It's So Easy

Just why is it so easy to steal identities? Where is all this information coming from!?

[Click for full description]