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What’s in Your Data Profile?

Wednesday, April 4th, 2012 (No comments yet)

LexisNexis and ChoicePoint are two of the largest data-brokers in the world. They’re only product is information about you which they buy and sell with little to no regulation of any kind. I have always wondered what kind of information they keep about us, and now I know. In the profile I ordered from them, I found not only several pieces of my personal information, but descriptions of other kinds of information that they collect. Here is a summary:

Information they Had

  • Full first, middle, and last name
  • Wife first, middle, and last name
  • Address history with dates and locations
  • Social Security Number
  • Full date of birth
  • Driver’s License Number
  • Vehicle VIN
  • Insurance history including companies, policy details, dates of coverage, accidents, claims filed, etc.

Information they Collect, but Didn’t Have For Me

  • Auto and property insurance history
  • Pre-employment background report including “personal credit information” and state driving record.
  • An Esteem® report which lists admitted or convicted cases of theft while visiting or working at a retail company (used by retailers for hiring).
  • A ScreenNow® report which displays a ChoicePoint national criminal records search of your name and personal information (used for hiring and volunteer work).
  • A Resident Data® history that includes personal credit information and a criminal record search (used for rental applications).
  • A Resident Data® eviction report used for resident screening.
  • FAA Aircraft Registrations
  • Uniform Commercial Code filings (when securing a loan with collateral).
  • Bankruptcies, Liens, and Judgments
  • Professional Licenses
  • Pilot Licenses
  • Marine Radio Licenses
  • Controlled Substance Licenses (for physicians, dentists, pharmacies).
  • Firearms and Explosives Licenses
  • Business Affiliations (for officers or principals of an incorporated Company).
  • Significant Shareholders Search Results – If your name and address appear at the top of a corporation record.

And the most exciting part of all of this is that you never asked to be part of their profiles, they just take it. Neat huh?

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