LexisNexis and ChoicePoint are two of the largest data-brokers in the world. They’re only product is information about you which they buy and sell with little to no regulation of any kind. I have always wondered what kind of information they keep about us, and now I know. In the profile I ordered from them, I found not only several pieces of my personal information, but descriptions of other kinds of information that they collect. Here is a summary:
Information they Had
- Full first, middle, and last name
- Wife first, middle, and last name
- Address history with dates and locations
- Social Security Number
- Full date of birth
- Driver’s License Number
- Vehicle VIN
- Insurance history including companies, policy details, dates of coverage, accidents, claims filed, etc.
Information they Collect, but Didn’t Have For Me
- Auto and property insurance history
- Pre-employment background report including “personal credit information” and state driving record.
- An Esteem® report which lists admitted or convicted cases of theft while visiting or working at a retail company (used by retailers for hiring).
- A ScreenNow® report which displays a ChoicePoint national criminal records search of your name and personal information (used for hiring and volunteer work).
- A Resident Data® history that includes personal credit information and a criminal record search (used for rental applications).
- A Resident Data® eviction report used for resident screening.
- FAA Aircraft Registrations
- Uniform Commercial Code filings (when securing a loan with collateral).
- Bankruptcies, Liens, and Judgments
- Professional Licenses
- Pilot Licenses
- Marine Radio Licenses
- Controlled Substance Licenses (for physicians, dentists, pharmacies).
- Firearms and Explosives Licenses
- Business Affiliations (for officers or principals of an incorporated Company).
- Significant Shareholders Search Results – If your name and address appear at the top of a corporation record.
And the most exciting part of all of this is that you never asked to be part of their profiles, they just take it. Neat huh?