Sunday, October 18th, 2009 (No comments yet
So now for the answer to the question you came here to have answered:
Note that these recommendations are based on the idea that you've already picked a decent warranty as described previously
Always buy it:
- If you have your products professionally maintained/cleaned yearly anyway, then your plan will either pay for itself or close enough that the extra coverage makes up for the differenece.
If you're one of those people who usually doesn't buy plans because you just replace after a year or two anyway, tell me this: what do you do with the old one?
If you usually sell it, the price difference when it has a service plan can be close to the price of the plan.
- For products with a battery pack that costs nearly as much as the plan (many digital cameras, camcorders, and laptops), you are practically guaranteed to get your money back. If the replacement isn't limited to one, even more so.
- If you live in a place that's known for killing electrical appliances because of bad power, the surge protection on most plans will make it worth it for you.
If your're buying an open/used/display item and the store manager is desperate to keep his "numbers" up, you may be able to arrange a lower cost on the product as long as you buy the plan.
While most store policies prevent managers or salespeople from doing this, it doesn't always stop them from doing it if you're lucky.
Never buy it:
And that, as they say, is that. If you have any questions about the process, just leave them in the comments.
|When offered an extended warranty, make sure you understand the basics.|
|They want you to buy it, but is it as easy to use as they say?|
|Know beforehand what circumstances and terms put the purchase of a warranty in your favor|
|Once you need to use the warranty, make sure you know the steps to take.|