WellPoint Data Breach Due to Carelessness

Surprise, surprise. A company has giant data breach due to negligent security, but not to worry! They'll protect you by offering you credit monitoring for one year free!

Credit monitoring is a waste of your time and is likely only offered to make it seem like they're doing something for you when they probably don't. I wouldn't be surprised to find out that the credit monitoring companies have a "data breach plan" where companies can get a bulk discount by offering monitoring to all their victims.

It's a classic win-win-lose. The breach company wins PR points, the monitoring companies continue to make money for not providing any real service, and we all lose.

If you're worried about id theft, just freeze your credit reports!

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Credit Freeze

Setting a credit report freeze is the fastest and most effective way to actually block and reduce your risk of ID Theft. And it's free.

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All About Warranties

Extended warranties are a ripoff some say, but there are times when it can be a very good idea to use them. Read all about warranties and how to use them to your advantage.

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Product Rebates

Learn why rebates are a bad thing and some tips for making sure you get your money.

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Gift Cards

Gift cards are marketed as a great way to get a gift for someone when you don't know quite what to give them. But in many cases, all you're giving them is headache.

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Trusting Companies

Store, online or off, are not known for being fair and helpful unless it benefits them to be so. Good deals exist, but many are bad deals in disguise. It's not in your best interests to be too trusting with any of them.

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