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Georgia Gets Credit Freeze Law August 1st

Last year, credit reporting companies "voluntarily" implemented credit freezes in all states in a desperate attempt to prevent more states from passing laws with worse terms than they wanted (that's my theory anyway). Now Georgia has passed just such a law. Starting August 1st, people will be able to freeze their credit for only $3, a full $7 less than the $10 the credit reporting companies allowed in their "voluntary" plan. Even better:
The new law also eliminates a major objection of retailers and other grantors of instant credit: that freezing a file was too much of a hassle for someone applying for an in-store credit card or car loan on the spot. Under the law, consumers will be able to "thaw" their files temporarily, and credit bureaus are required to comply within 15 minutes of the request — a first in the country.
Good. Now they have no excuse for making the thawing process more difficult for any other state. Tags:

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internet safety Tutorial
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General Safety

Avoid fake and nasty websites with my search engine trick.
Watch out for online addiction. Getting lost in fun online activities can be just as addiction as any drug.
So you want to write, publish, or share information online? Be careful. Things you say may be lost or forgotten, but things put on the Internet never are.
Don't fall for the well-known (or the new scams either) bad guys use to trick you into give away data or money.

Account Protection

Want to make an account with some online service? Read this first!
The newest, biggest risk online? Account hijacking! Don't become a victim by allowing your account to be taken over and learn to recognize when someone else has been.
Be sure transmission security is active before entering a name, password, credit card number, or other important information online.

... or check out any of my other guides and tutorials by clicking here!

How to Avoid Bogus Websites

There are bogus websites out there hoping you'll hit them by accident or using phishing to trick you into coming to them. Learn my simple trick to avoid these sites!

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Online Addiction

Concerned about online addiction? You should be. Learn the types, the signs, and the preventions.

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The Consequences of Posting Online

It's fun to post online. What you think, what you feel. But words typed and posted on the Internet can come back to bite you more than anything you could say with your mouth.

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Tricks and Scams

Just because you won't willing give up data doesn't mean that I can't trick you out of it. Don't fall for these well known tricks!

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Account Creation Tips

When you create an account with an online site, you should know a few things first.

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Account Hijacking

One of the newest threats we face is the risk of someone getting control of your online account and using it against you and the people you know. Do everything you can to prevent that from happening!

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Using HTTPS For Secure Login and Payment Online

Making online accounts is useful and fun, but doesn't mean much if someone can capture your login information and use it against you. Make sure to use this simple trick to prevent that from happening.

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