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Georgia Gets Credit Freeze Law August 1st

Wednesday, May 21st, 2008 (No comments yet)
Last year, credit reporting companies "voluntarily" implemented credit freezes in all states in a desperate attempt to prevent more states from passing laws with worse terms than they wanted (that's my theory anyway). Now Georgia has passed just such a law. Starting August 1st, people will be able to freeze their credit for only $3, a full $7 less than the $10 the credit reporting companies allowed in their "voluntary" plan. Even better:
The new law also eliminates a major objection of retailers and other grantors of instant credit: that freezing a file was too much of a hassle for someone applying for an in-store credit card or car loan on the spot. Under the law, consumers will be able to "thaw" their files temporarily, and credit bureaus are required to comply within 15 minutes of the request — a first in the country.
Good. Now they have no excuse for making the thawing process more difficult for any other state. Tags:

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|INDEX|next: The Consequences of Posting Online
Online Addiction: From gambling to surfing and online gaming, people can destroy themselves and others with online addiction.
Posting Online: The Internet never forgets anything completely. Make sure you don't make mistakes that will stick with you for the rest of your life.
Protecting Photos: The Internet never forgets anything completely. Make sure you don't make mistakes that will stick with you for the rest of your life.
Getting Tricked: You WERE doing fine... until someone convinced you to install a virus or give away your passwords. Don't fall for it!
Account Hijacking: One of the most common security risks today is people getting their accounts taken over and then used to trick their friends and family.
Trusting Webservices: An online service promises they'll 'Never abuse or misuse your data' and you believe them? Think again.

... or check out any of my other guides and tutorials by clicking here!

Online Addiction

Concerned about online addiction? You should be. Learn the types, the signs, and the preventions.

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The Consequences of Posting Online

It's fun to post online. What you think, what you feel. But words typed and posted on the Internet can come back to bite you more than anything you could say with your mouth.

[Click for full description]

Photo Safety

You can reveal far more than you intended when you post a photo online. Don't make a critical mistake and check your photos before they're online.

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Tricks and Scams

Just because you won't willing give up data doesn't mean that I can't trick you out of it. Don't fall for these well known tricks!

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Account Hijacking

One of the newest threats we face is the risk of someone getting control of your online account and using it against you and the people you know. Do everything you can to prevent that from happening!

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Trusting Companies

Store, online or off, are not known for being fair and helpful unless it benefits them to be so. Good deals exist, but many are bad deals in disguise. It's not in your best interests to be too trusting with any of them.

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