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Validating Webstores and Services

Do they promise angels, but deliver devils?

Remember that there are a lot of bad guys out there and the web makes them able to look and sound just as safe and reputable as anyone else. Even if the site you're dealing with is totally honest, that doesn't mean that they can keep your data safe from hackers or bad employees.

Following privacy principles is your best bet for handling their weak security (they can't lose what they don't have after all), but when it comes to identifying the companies with bad service and lousy deals, following is the method I use:

Search Engines

The quickest way possible to get information about any retailer is to do a web search using your search engine of choice. Rather than just search for the name, try these combinations:

  • companyname sucks
  • companyname scam
  • companyname ripoff

See if any interesting results come up. Read what they say and see if there's a recurring trend. In the case of Lifelock, you can find everything you need to know at the first link 🙂

A Google search for LIFELOCK SUCKS brings up a very informative page in the very first link.

Ratings Websites

The Better Business Bureau

They can't tell you everything you need to know about a business because they only track complaints that have been filed with them (which is probably how Lifelock manged to get an A+ rating). Where the BBB really helps is when you find negative reviews and complaints.

In other words, a positive BBB review might not really mean anything, but a negative one definitely does.

Web of Trust

Again, Lifelock skates by so you clearly can't trust the positive reviews absolutely, but Web of Trust is still another useful site with user-driven reviews and ratings for a site and company's trustworthiness.

ResellerRatings.com

Similar to the others, this is a website that has ratings for various sellers online. Use it as another resource to find the bad stuff about the company you're planning to deal with.

Answer Sites

Answer websites like Answers.com, Yahoo Answers, or Just Answer.com can be a great resource. You post a question and see what people have to say about it. Something like "Can I trust this site" is a good start.

Summary

After checking around, you should be able to find out if the site or service you're planning to deal with is something you should avoid. At the very least, you'll be able to avoid the most obvious scams.

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Shortlist for Checking Out A Company Online Before You Give them Money

Don't let them cheat you.
(Image used under: Creative Commons 2.0 [SRC])

Not too long ago, I put an item on my Christmas wishlist that my wife bought, but I put a link to a fraud company as a place to buy it. If I had bothered to check it out first, I would have quickly realized as much and saved us both a lot of trouble.

So before you pull out your credit card, you should check them out.

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Too Late!

If you've already become a victim, here is a list of things you should do.

Solving ID Theft

Lock your credit reports with a Credit Freeze to prevent credit-based ID theft (90% of ID theft risk).
Learn to protect your information to prevent not only ID theft, but many other kinds of problems (the rest of ID theft risk).

Save Time and Money

cancel credit-monitoring services.
Cancel id-theft-insurance

Who is Responsible?

Sometimes you just have to wonder why it's so easy to steal identities in the first place.

... or check out any of my other guides and tutorials by clicking here!

The Identity Theft Victim's Mini-Guide to Recovery

If you've already experienced ID theft, here are some tips of what to do next.

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Credit Freeze

Setting a credit report freeze is the fastest and most effective way to actually block and reduce your risk of ID Theft. And it's free.

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Out and About Defense

The best defense against non-credit ID Theft and a variety of other risks is to adopt a mindset of protection: Data Defense. Learn how to protect your information with simple and sometimes free countermeasures all based on a simple philosophy that the less people who have your information, the safer you are.

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