Senator Wants Free Credit Report Companies to Actually OFFER Free Reports

Saturday, March 23rd, 2019 (No comments yet)

Wait... free is supposed to be FREEE?

(Image used under: Creative Commons 2.0 [SRC])

U.S. Senator Charles E. Schumer is my hero of the day.

"If these companies want to say -- or sing for that matter -- that they are giving people free credit reports, then they can't charge people $15 a month, simple as that," Schumer said. "For years, these companies have said with a smile that they will provide a free credit report -- even though the government already requires a credit report be provided for free every year - and then suddenly, months later consumers get a bill in the mail for their credit monitoring services. My plan would finally bust up this scam and give consumers some honest choices."

Tags: Annualcreditreport.com, Charles Schumer, Congress, Credit Monitoring, Freecreditreport.com, Identity Theft, Senator

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next: Extended Warranties

First, always learn what coverage you get for free from the manufacturer.

When offered an extended warranty, make sure you understand the basics.

They want you to buy it, but is it as easy to use as they say?

Know beforehand what circumstances and terms put the purchase of a warranty in your favor

Once you need to use the warranty, make sure you know the steps to take.

Finally, learn why you should even bother with this mess.

Now it's time to make the decision of whether to buy or not.

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Manufacturer Warranties

Products you purchase in the store almost always have warranties already. Depending on how good it is, you could be completely wasting your money buying an extended one when the default one will do.

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