Enterprise Rentals – Insurance Selling Guide

Here's a sheet they use for upselling people on what many consider to be worthless insurance.
Tags: Scams - Ripoffs - Dirty Tricks

Here's a sheet they use for upselling people on what many consider to be worthless insurance.
Tags: Scams - Ripoffs - Dirty Tricks
It looks like the ball is starting to roll.
New Hampshire, North Carolina, and Arkansas have joined the list of states evaluating proposals to ban implementation of the controversial Real ID act.


On May 10th, 2006, President Bush signed an executive order to create an Identity Theft Task force in order to identify concrete steps to reducing the identity theft problem.
On Dec 26th, 2006, the task force put out a public call for comments to "improve the effectiveness and efficiency of federal government efforts to reduce identity theft".
![]() | ![]() | Of course, I submitted details about implementing Credit Freezes and halting data abuse |
There were off to a good start when the interim results of the task force included language about Credit Freezes:
For residents of states in which state law authorizes a credit freeze, consider placing a credit freeze on their credit file. This option is most useful when the breach includes information that can be used to open a new account, such as SSNs. A credit freeze cuts off third party access to a consumer’s credit report, thereby effectively preventing the issuance of new credit in the consumer’s name.
But problems started when the press release mysteriously omitted the information. They'd already failed to include it in their consumer education initiative though they're happy to recommend Fraud alerts or Credit monitoring for FREE! Well, whee! That's just great. Thanks for paying for my worthless monitoring service which will tell me in horrific real time that I'm being ripped off rather than actually do anything to stop it.
I called the FTC office of media relations and was directed to Claudia Bourne Farrell who apparently was the one who drafted the press release. She contends that credit freeze language was ~"probably stripped for brevity" and politely, but firmly persisted that the release was fine the way it was. She did provide her e-email before we concluded the call so I took one more opportunity to educate her about the issue:
Dear Ms. Bourne-Farrell,
If you understand how credit freezes work as you say, I hope you will see that they are far more effective than fraud alerts (which are optional for retailers to follow), and credit monitoring (which only alerts you to bad activity without actually stopping it). Freezes fully prevent ANY kind of check of one's credit report without express consent.
While stopping the proliferation of private data and the loss thereof is a huge part of the problem, I and all other Americans would sleep better knowing that in many cases, it doesn't matter who has the data because they can't use it for anything that requires a credit check.
Please, understand that I don't mean to be offensive when I ask this, but how is the FTC doing their job when they won't even list credit freezes as an important tool for consumers along with fraud alerts (which are temporary and of questionable effectiveness) and credit monitoring (which doesn't stop anything plus costs a monthly fee)?
Thank you for listening,
Sincerely,
Jeremy Duffy
And here is the one I sent to Alberto Gonzales, Chair of the ID Theft Task Force:
Dear Mr. Gonzales,
I have begun following some of the developments of the Identity Theft Task force and am extremely concerned. Credit Freezes are the best way to ensure consumer peace of mind, and I see that the task force has mentioned it in your interim recommendations (which is good). However, your press release didn't include it.
I have contacted the FTC's media relations department and am unsure if my message will be acted on. I am hoping that they will not repeat this mistake in the release of your final recommendations, but I am doubtful. Please make sure, for all our sakes, that the Task Force's message of credit security freezes is heard loud and clear, not just in the full documents, but the press releases as well.
Thank you for your time,
Jeremy Duffy
Failing to include credit freeze information was nothing short of incompetence.
Sadly, on release of the final recommendations some time later, freezes were only barely mentioned and even then, discouraged. This is hardly the first time I've seen government incompetence up close, but considering the importance of the issue, it was still discouraging. Bottom line, the FTC and in particular Ms. Bourne Farrell and Alberto Gonzales failed the President and the citizens they are supposed to serve.
Tags: Accountability, Federal Trade Commission, FTC, Identity Theft, Incompetence, Regulation

Showing his usually disregard for Congress, the American people, and rules, Bush named an ambassador in a way that circumvented Congressional oversight.
The appointment, made while lawmakers were out of town on spring break, prompted angry rebukes from Democrats, who said Bush's action may even be illegal.


How very interesting. This project was designed to strip the DRM from iTunes music so you can play them on any player or in any program you wish (as you are entitled to under fair use laws).
Tags: DRM, Your Rights
This is cool. Some people took an offhand comment from the world's leading RFID privacy expert, Katherine Albrecht, and is trying to make it a reality. Some Dutch researchers are working on a portable RFID shield. I wonder about their ability to actually block the RFID transmission of a target chip rather than just interfere with the transmission.
Just one question. Does this actually prevent a tag from reporting to a reader or just give the reader fake data so that the reader can't tell which one actually came from the tag?
The RFID Guardian actually jams tag responses from reaching the RFID reader.

I love Google and almost all they do, but they've got to stop with the data brokering. Of course, of all data brokering companies, I trust them more since they keep they will actually fight to protect your privacy unlike some other companies.
Tags: Don't be Evil, Google

The "War on Terror" is political spin initiated by President Bush to justify using "wartime" powers indefinitely. Just like the "War on Drugs", the war on terror will never end.
Nobody disagrees to giving a little leeway to our commander in chief during a clear and present need, but that's the point: a war on terror that lasts an indefinite amount of time is neither clear, nor present.
It's about danged time that someone in a high position finally dropped this marketing ploy where it belongs.
Tags: George Bush, Market Lies, Terrorism, War on Terror
In a trend that we hope continues, Best Buy Canada has killed mail in rebates. Companies have been ripping off customers for years with rebates so it's nice to see the trend finally reversing.
Tags: Best Buy, Rebates
Data Brokering (what I refer to as data brokering) is the practice of buying and assembling personal information and then reselling it. As opposed to credit reporting companies, these people collect everything they can about you. Companies like Facebook and Choicepoint for example.
James Derrell White, 41, who happens to live in Alpharetta, Ga., where ChoicePoint is based, was denied a job with Home Depot this year because data provided by ChoicePoint incorrectly identified him as a felon. "We thought we were in a bad dream," says Julie White, James' wife.
Data brokers have very little regulation which is what leads to problems like these.
"No matter how good any company's attitudes toward privacy, there are too many players in the (data-collecting) industry — too many intricate parts when it comes to privacy issues — to expect self-regulation to effectively deal with the problems," Solove says.
Hear, hear! We need laws and we need laws now.
This story provides some good background information on the issue. Tags: Data AbuseIf you want to learn more about my professional background, click here to learn more.
Check out one of my guides/tutorials:
| Online Addiction: From gambling to surfing and online gaming, people can destroy themselves and others with online addiction. |
| Posting Online: The Internet never forgets anything completely. Make sure you don't make mistakes that will stick with you for the rest of your life. |
| Protecting Photos: The Internet never forgets anything completely. Make sure you don't make mistakes that will stick with you for the rest of your life. |
| Getting Tricked: You WERE doing fine... until someone convinced you to install a virus or give away your passwords. Don't fall for it! |
| Account Hijacking: One of the most common security risks today is people getting their accounts taken over and then used to trick their friends and family. |
| Trusting Webservices: An online service promises they'll 'Never abuse or misuse your data' and you believe them? Think again. |
... or check out any of my other guides and tutorials by clicking here!
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Setting a credit report freeze is the fastest and most effective way to actually block and reduce your risk of ID Theft. And it's free.
[Click for full description]Setting a credit report freeze is the fastest and most effective way to actually block and reduce your risk of ID Theft. And it's free.
[Click for full description]Concerned about online addiction? You should be. Learn the types, the signs, and the preventions.
[Click for full description]It's fun to post online. What you think, what you feel. But words typed and posted on the Internet can come back to bite you more than anything you could say with your mouth.
[Click for full description]You can reveal far more than you intended when you post a photo online. Don't make a critical mistake and check your photos before they're online.
[Click for full description]Just because you won't willing give up data doesn't mean that I can't trick you out of it. Don't fall for these well known tricks!
[Click for full description]One of the newest threats we face is the risk of someone getting control of your online account and using it against you and the people you know. Do everything you can to prevent that from happening!
[Click for full description]Store, online or off, are not known for being fair and helpful unless it benefits them to be so. Good deals exist, but many are bad deals in disguise. It's not in your best interests to be too trusting with any of them.
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