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Recommendations

Here's something that


I, Jeremy Duffy, actually recommend and think is worth checking out.
No web-bugs, no bs, just a legit recommmendation that I have personally evaluated before allowing it to be listed here:

Think something's here that shouldn't be? contact me!

OnStar

OnStar is watching you...

If you don't know about Onstar, you don't have a GM vehicle. "OnStar is a subscription-based communications, monitoring and tracking service provided by General Motors. It is a standard feature for all new GM vehicles sold in North America as of 2007 (from Wikipedia)".

So what's the problem?

Subscription-based

Everyone wants to be a monthly. Once someone takes a cost and adds it to their "Monthly" pile, acceptance and lethargy sets in. For some people, cancelling a monthly feels like as much work as getting the monthly in the first place. The problem is that you may be spending a lot of money that you shouldn't.

It's easy to get nailed by monthlies and people by default forget that they're not fixed. Make sure that you not only evaluate the monthly bills that you have, but be very cautious about adding new ones.

Monitoring

Onstar is a monitoring system that keeps tabs on everything your car is doing. While this is great if your check engine light comes on or if you airbag deploys, what if you have an accident and the records from their "black box" are used against you in court? If you never hit the breaks before the crash, was it that you were asleep, under the influence, medically incapacitated? Even innocent information can bite you when used properly by a clever lawyer.

Tracking

What about when you're speeding? Every normal person goes over the limit at certain times like when passing really slow drivers on two-lane roads or just keeping up with traffic on the freeway. What's to keep the government from mandating that Onstar and similar must report to authorities when anyone exceeds the posted speed limits?

What if you are parked near a crimescene and therefore become a suspect? How will you explain to your neighbors why the SWAT team attacked your house in the middle of the night and dragged you away in cuffs? The police aren't in the habit of apoligizing for mistaken identities and even if they did, would that weigh as heavily in your neighbors' minds?

Hello Dave. I see you're close to Starbucks on 5th and MLK. If you stop in right now, you'll get a latte at half price!

Not buying the "accidental suspect" angle? How about this: Onstar is testing an advertising system that will lower your music's volume and play a commericial for a nearby vendor. If you pass by a coffee shop that's an Onstar advertiser, you might be deluged with coupon notices or some plea to stop in for a hot steamy cup. With a minor programming change, it could even address you by name…

Update 2011/09/21

OnStar’s latest T&C has some very unsettling updates to it, which include the ability to sell your personal GPS location information, speed, safety belt usage, and other information to third parties, including law enforcement. To add insult to a slap in the face, the company insists they will continue collecting and selling this personal information even after you cancel your service, unless you specifically shut down the data connection to the vehicle after canceling.

Source


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If you want to learn more about my professional background, click here to learn more.

Check out one of my guides/tutorials:

warranties Tutorial
|INDEX|next: Extended Warranties
First, always learn what coverage you get for free from the manufacturer.
When offered an extended warranty, make sure you understand the basics.
They want you to buy it, but is it as easy to use as they say?
Know beforehand what circumstances and terms put the purchase of a warranty in your favor
Once you need to use the warranty, make sure you know the steps to take.
Finally, learn why you should even bother with this mess.
Now it's time to make the decision of whether to buy or not.

... or check out any of my other guides and tutorials by clicking here!

Manufacturer Warranties

Products you purchase in the store almost always have warranties already. Depending on how good it is, you could be completely wasting your money buying an extended one when the default one will do.

[Click for full description]

Extended Warranties

What is an extended warranty and how do you know when you see one?

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Surprise! You're Not Covered

If you're going to spend your money on a warranty, first consider all the factors.

[Click for full description]

Learning the Warranty Odds

Learn what important aspects of a warranty you need to look for to make sure you're getting a good deal.

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How to Use Your Warranty

Once it's time to use your warranty, make sure you know how to navigate the system.

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Warranty Successes

Read some examples of how I've personally used warranties in my favor over the years.

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Warranty Decision

In the end, how do you decide whether to buy the warranty or not?

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