5 Expenses You Should Cut Until Your Credit Debt is Under Control

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This is a nice article explaining the five major monthly bills you should be ditching until you are debt-free (on your credit cards and accounts anyway). Included is the whining they know you'll do when you hear their recommendation:

5) Cable. Your Excuse: "But, but, but I need cable! I get a good deal! It's only $100 a month! I use it a lot! It's bundled with my phone and my internet. I'll only save $30 a month if I cancel it."

It's really sad how well the marketing has worked that people believe they really need and use this stuff. I have never had cable TV service. You can rent the best shows in the stores, borrow them from friends or just watch it with a regular antenna (for stuff that comes on the major channels). A lot of new shows are available from the networks directly on the Internet anyway.

The one service they forgot to mention was cellphone. Most people probably forget that it's just a convenience, not a necessity.