Transunion to Offer Free ONLINE Credit Freezes!!

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Most credit reporting companies have made it as difficult and cumbersome as possible to get a credit freeze because they desperately hope that by putting barriers in your way, they can discourage you from doing it (in my opinion). That said, Transunion has suddenly decided to offer FREE freezes to everyone, even people who live in a state that allow them to charge a fee. Not only that, but they are also allowing you to do it through an ONLINE system rather than a cumbersome certified mail system.

I'm so shocked I had to to confirm it and here it is. There's no telling how long this will be the case so make sure you get it done now while you can.

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Transunion Credit Reporting Company to Offer Credit Freezes Nationwide!

(Image used under: Fair Use doctrine)
TransUnion becomes the first credit reporting company committed to providing U.S. consumers in all 50 states and the District of Columbia with the ability to freeze their credit files, should they feel that step is warranted.

The pricing is as follows:

-- Free to add, lift or remove for all ID theft victims -- $10 to add, lift or remove for non victims

Before, there were only certain states with freeze laws, but Transunion is making the move to allow freezes anywhere!?

That's a surprising move. With this, they've basically voluntarily shot themselves in the foot as far as selling credit monitoring services.

This is probably some kind of public relations "first strike", but as long as there aren't any scary drawbacks or fine print (and it doesn't appear there are any so far), this is awesome. Let's hope the others follow suit.

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Solving ID Theft

Lock your credit reports with a Credit Freeze to prevent credit-based ID theft (90% of ID theft risk).
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Who is Responsible?

Sometimes you just have to wonder why it's so easy to steal identities in the first place.

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The Identity Theft Victim's Mini-Guide to Recovery

If you've already experienced ID theft, here are some tips of what to do next.

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Credit Freeze

Setting a credit report freeze is the fastest and most effective way to actually block and reduce your risk of ID Theft. And it's free.

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Out and About Defense

The best defense against non-credit ID Theft and a variety of other risks is to adopt a mindset of protection: Data Defense. Learn how to protect your information with simple and sometimes free countermeasures all based on a simple philosophy that the less people who have your information, the safer you are.

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