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Transunion to Offer Free ONLINE Credit Freezes!!

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Most credit reporting companies have made it as difficult and cumbersome as possible to get a credit freeze because they desperately hope that by putting barriers in your way, they can discourage you from doing it (in my opinion). That said, Transunion has suddenly decided to offer FREE freezes to everyone, even people who live in a state that allow them to charge a fee. Not only that, but they are also allowing you to do it through an ONLINE system rather than a cumbersome certified mail system.

I'm so shocked I had to to confirm it and here it is. There's no telling how long this will be the case so make sure you get it done now while you can.

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Transunion Credit Reporting Company to Offer Credit Freezes Nationwide!

(Image used under: Fair Use doctrine)
TransUnion becomes the first credit reporting company committed to providing U.S. consumers in all 50 states and the District of Columbia with the ability to freeze their credit files, should they feel that step is warranted.

The pricing is as follows:

-- Free to add, lift or remove for all ID theft victims -- $10 to add, lift or remove for non victims

Before, there were only certain states with freeze laws, but Transunion is making the move to allow freezes anywhere!?

That's a surprising move. With this, they've basically voluntarily shot themselves in the foot as far as selling credit monitoring services.

This is probably some kind of public relations "first strike", but as long as there aren't any scary drawbacks or fine print (and it doesn't appear there are any so far), this is awesome. Let's hope the others follow suit.

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Check out one of my guides/tutorials:

warranties Tutorial
|INDEX|next: Extended Warranties
First, always learn what coverage you get for free from the manufacturer.
When offered an extended warranty, make sure you understand the basics.
They want you to buy it, but is it as easy to use as they say?
Know beforehand what circumstances and terms put the purchase of a warranty in your favor
Once you need to use the warranty, make sure you know the steps to take.
Finally, learn why you should even bother with this mess.
Now it's time to make the decision of whether to buy or not.

... or check out any of my other guides and tutorials by clicking here!

Manufacturer Warranties

Products you purchase in the store almost always have warranties already. Depending on how good it is, you could be completely wasting your money buying an extended one when the default one will do.

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Extended Warranties

What is an extended warranty and how do you know when you see one?

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Surprise! You're Not Covered

If you're going to spend your money on a warranty, first consider all the factors.

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Learning the Warranty Odds

Learn what important aspects of a warranty you need to look for to make sure you're getting a good deal.

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How to Use Your Warranty

Once it's time to use your warranty, make sure you know how to navigate the system.

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Warranty Successes

Read some examples of how I've personally used warranties in my favor over the years.

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Warranty Decision

In the end, how do you decide whether to buy the warranty or not?

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