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Georgia Credit Freeze Bill in the Works

Friday, April 5th, 2019 (No comments yet)
Money, US Goverment
(Image is in the Public Domain)

Though the credit reporting companies scrambled to allow freezes in all states most likely to prevent each state from enacting their own laws with lower fees and more restrictions than they wanted, many states are still pursuing their own legislation (as they should).

Georgia's proposed law would allow freezes for only $3 and would automatically be free for anyone 65 and up (the first state I've heard of to have such a provision). Though it's not law yet, this is one of the better ones I've seen.

Arizona is also busy on a credit freeze law, but I wasn't able to find any details on how well their law is written.

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Security Software

Make sure you have a up-to-date Anti-Virus Program to protect you against bad websites or files.
Sometimes spyware gets in your computer and the anti-virus won't stop it. Use a spyware scanner to find and remove spyware and adware.
Use a software firewall to detect bad code on your computer when it tries to connect to the Internet.
Always keep your system up to date with security patches or none of the rest of your security software will matter.
Use an encryption tool to protect your important data when storing or transmitting it.
Switch to Firefox for your web browsing and you'll be better protected from Internet threats.

Safe Computing Practices

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Anti-Virus

A virus can come from files, e-mails, web pages, or even devices you plug in (like thumbdrives or printers) and destroy your files or your computer once they get in. An anti-virus is software designed to detect and prevent that from happening.

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Spyware Scanners

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Software Firewall

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Operating System Updates

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File Encryption

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Mozilla Firefox - Internet Browser

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Fake Alerts

Maybe you've done everything right and you're computer is sufficiently fortress-like, but then you or someone in your family falls for a simple scam that tricks them into directly installing the bad guy's virus! Learn how to spot and ignore fakes!

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