I have no idea how I missed this, but it's great news regardless!

I almost wish I had signed up for Lifelock so I could get involved.

Tags: Class Action, Identity Theft, lawsuits, Lifelock

Washington state (and Microsoft) are suing companies that use those fake security alerts to trick people into downloading and using their products. You know the ones. They usually say something like "Warning! Your computer is infected with viruses and you must download a quick security update to stop it".

Your first warning should be when they ask for your credit card number, but I don't hold that mistake against anyone. The real problem is the scumbag companies who utilize this kind of manipulation. It makes you wonder how they've gotten away with it for so long in the first place.

Tags: Microsoft, Washington State

Well I pretty much shot the content for this post out in the title. Well, I guess I'll just say, "Way to go Cali!" and "It's about time".

Tags: Big Business, California, Your Rights

So I know that to buy a website that either the name of a famous person or business in the hopes of making them pay you bunches of money when they get smart enough to want that site is Cybersquatting and is illegal. Simple enough. I also know that buying a domain that similar to a major site in the hopes of getting traffic from people who make spelling mistakes is also illegal. For example, if I were to register Hotmial and I got lots of traffic from people who meant to go to Hotmail. Clearly bad.

But here's the important question: what about ad squatters? Ad squatters are those people who buy up every possible domain that consists of words or letter combinations that people would likely buy, park annoying ads on them and leave them there for all time. For you to actually get that site, you would have to pay a lot more money than if the site weren't registered assuming the ad squatter decides to sell at all.

I say ad squatting should also be illegal because if someone like me wants to register a domain name for a new business or website, I'm screwed because every possible good name has been taken. If some real company or individual somewhere legitimately used the site for their own blog or store, I wouldn't mind, but these jerks only have worthless ads and no content and do nothing to add to the Internet as a whole. In fact they make it worse because search engines often list them as relevant due to the domain name alone when in fact they have nothing useful on their pages at all.

I've read the stories about how these people make millions a year on these annoying ad pages. I don't begrudge someone from coming up with a brilliant idea and making a lot of money, but when you're choking the opportunities of everyone else to do it at the same time, that's not ok.

Tags: Advertising, Cybersquatting, Scams - Ripoffs - Dirty Tricks

The Thomas v. Captiol case was something we all watched with horror as some poor woman was slapped with a fine of $220,000 simply for having downloaded some music. However, that case has recently been overturned due to the fact that the RIAA's argument that merely having copyrighted music available for download is a crime.

Tags: Big Business, DRM, Jammie Thomas, Thomas v Capitol, Your Rights

It's hardly surprising that there has been a huge backlash against Spore due to the decision to include DRM. I'm a little surprised, but very happy, that someone had the tenacity to file a class action lawsuit against them for it.

In the end, no company has the right to control your game playing to this degree. It's a shame that a game from such a well-renowned company would be smeared and tarnished because their foolish decision to treat their customers like criminals.

Tags: DRM, Gaming, Spore, Your Rights

Most credit reporting companies have made it as difficult and cumbersome as possible to get a credit freeze because they desperately hope that by putting barriers in your way, they can discourage you from doing it (in my opinion). That said, Transunion has suddenly decided to offer FREE freezes to everyone, even people who live in a state that allow them to charge a fee. Not only that, but they are also allowing you to do it through an ONLINE system rather than a cumbersome certified mail system.

I'm so shocked I had to to confirm it and here it is. There's no telling how long this will be the case so make sure you get it done now while you can.

Tags: Good Stuff, Identity Theft, Transunion

Brilliant: That aside, the news is that Verizon has decided to no longer force contracts on people who already have a Verizon phone and will only use them when people want to buy a phone at the subsidized rate (in other words, those penny phones that actually cost several hundred dollars). It's hard to believe that a company like Verizon would do such a thing, but the Wall Street Journal confirms it. They say that there will be an activation fee, but no termination fee. Finally! Tags: Big Business, Good Stuff, Verizon

It isn't bad enough that Countrywide was engaging in questionable loan practices , but now they've lost the data on millions of customers as well.

And, as usual, the completely worthless response:

*Sigh*

Tags: Countrywide, Data Breaches

This isn't going to be an exhaustive write-up about Paypal and the various trouble you can get into with it. Instead, I'm going to talk about one very important part of the system that most people should know how to deal with.

Specifically, the direct bank access.

When you sign up for Paypal, they ask for your bank account information so they can make some test deposits. Once you see the deposits, you return to the system to tell them how much was sent to verify your account.

Here's the problem: if you do it, Paypal will then have full access to your bank account to pull funds if you were to say, go negative on your Paypal account or some Paypal employee decides they need a little of what you have or a hacker breaks through their world class security.

Instead, don't ever confirm the deposits. What this does is allow Paypal to continue making deposits (for when you get cash in Paypal), but they can't debit your account (so there!). Granted, doing this will limit the amount of money you can filter through paypal (like $500 a month or so), but so what? Most people never do transactions that large and worst-case, if you manage to get a single transaction over $500, just withdraw it over the course of a few months.

If that's not realistic for you, confirm the numbers, just make sure the account you're using is disposable.

Tags: PayPal