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Not only did a lady win almost $3 million for suing equifax, but now they have to pay another half million in attorney fees. The story is that Equifax refused to fix her credit report after she was a victim of identity theft.

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Perhaps Equifax is seeing the same gate closing on them that Transunion did. They are the second of the three credit reporting companies to offer credit freeze protection.

The credit and financial industries have aggressively lobbied against credit freeze laws, claiming they would reduce the availability of credit and discourage shoppers from making big-ticket purchases due to the time spent unlocking a credit account.

And that's bad how? If people have to spend $10 or so to unlock credit and have to spend more time to do it, maybe they won't be so quick to get into credit card debt. Anyway, with so many states having already passed freeze laws, I guess the credit reporting companies are trying to preempt the states that haven't by offering it first.

Either way, it's good news for everyone. Hopefully, the states will still pass regulation requiring fast and easy access to unlocking credit and a lower fee as well, but it's a dang good start. Now let's see if Experian follows the other two.