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Second Credit Reporting Company to Offer Credit Freeze Protection!

Tuesday, April 30th, 2019 (No comments yet)
Businesses, Money
(Image used under: Fair Use doctrine)

Perhaps Equifax is seeing the same gate closing on them that Transunion did. They are the second of the three credit reporting companies to offer credit freeze protection.

The credit and financial industries have aggressively lobbied against credit freeze laws, claiming they would reduce the availability of credit and discourage shoppers from making big-ticket purchases due to the time spent unlocking a credit account.

And that's bad how? If people have to spend $10 or so to unlock credit and have to spend more time to do it, maybe they won't be so quick to get into credit card debt. Anyway, with so many states having already passed freeze laws, I guess the credit reporting companies are trying to preempt the states that haven't by offering it first.

Either way, it's good news for everyone. Hopefully, the states will still pass regulation requiring fast and easy access to unlocking credit and a lower fee as well, but it's a dang good start. Now let's see if Experian follows the other two.

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|INDEX|next: E-mail Viruses

E-mail Dangers

Until we find out who the people are who actually buy things from spammers and kick them off the Internet, you're going to have to learn how to deal with and prevent spam.
E-mail Viruses - Learn how viruses are spread through e-mail and how to stop them
Phishing - Spot and avoid lures that pull you into the dark side of the web
Don't be one of those people that loses thousands of dollars to the classic Nigerian Scam.

E-mail Etiquette

Use CC only when necessary and BCC the rest of the time.
Use Reply-All when you mean to and never when you don't.
Practice proper E-mail Forwarding to protect privacy and make e-mails more readable.
Always personalize your e-mails to make it obvious to your recipient that it's valid.

E-mail Tips and Tricks

Using E-Mail Aliases Properly - Be careful about using sensitive data (like your real name) in an e-mail account.
Remember to treat your e-mail account with the security it deserves.
Use a decoy e-mail account to keep your main e-mail account free of spam.
Avoid using any Internet provider's default e-mail.

... or check out any of my other guides and tutorials by clicking here!

Preventing Spam

Spam is annoying and worthless, but you still see it every single day. Here are some tips for preventing and reducing spam.

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E-mail Viruses

Make sure that viruses don't sneak onto your computer through your e-mails. Read some simple tips to prevent that from happening.

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Phishing

By far the most dangerous thing you'll find in e-mails is a lie. Sending a bogus e-mail to someone is generally called phishing, but can also be referred to as a Nigerian scam (depending on the goal of the e-mail). Learn to recognize and deal with phishing before it's too late.

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Nigerian Scam

Many people have lost thousands and even hundreds of thousands of dollars to the classic Nigerian Scam. Don't fall for it!

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How to Use "CC" Properly

Don't violate people's privacy and invite spam into their accounts by CC'ing all your contacts. Learn the proper way to send mass e-mails first.

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Reply-All

It's easy to embarass yourself or harm your career when you don't know how to use Reply-All appropriately.

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How to Forward E-mails Properly

Don't forward e-mails carelessly or you risk looking foolish as best and violating the privacy of all your contacts at worst.

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Personalize E-mail

Follow this simple rule of e-mail etiquette to help prevent your friends and family from falling for phishing scams.

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Using E-Mail Aliases Properly

It can be hard to find a good name to use in an e-mail account that hasn't been used and doesn't give away too much information about you.

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Protecting E-mail Passwords

Your e-mail account is the most important online account you have. Remember to treat it as such!.

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Using a Decoy E-Mail Account

Why it's very important to use a buffer e-mail account to shield your main account from people and companies that you don't trust.

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The ISP E-mail Trap

Don't fall for the trap of using the free e-mail account provided to you by your Internet service!

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