Your Health Records For Sale

Down the hole. Who needs those records anyway?
(Image used under: Creative Commons 4.0 [SRC])
Health and life insurance companies have access to a powerful new tool for evaluating whether to cover individual consumers: a health "credit report" drawn from databases containing prescription drug records on more than 200 million Americans.

It's important to know that these prescription reports and others like it are not regulated at all while credit reporting companies are heavily regulated, and still are a problem sometimes.

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People Avoiding Doctors and Insurance Companies When Getting DNA Tests

(Image is used under the Pixabay license)

Because of fears of data sharing, data loss, and inappropriate disclosure, people are circumventing their doctors and insurance companies when getting DNA tests. Smart people.

Can and would they use your DNA results against you? Do credit card companies raise your rates according to unrelated things on your credit report? Do insurance companies raise your rates due to traffic tickets that have little to do with telling how good or safe a driver you are?

Like I said, avoiding a record of your DNA is a smart idea.

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Google to Store Health Record Data

They dropped their "don't be evil" motto for a reason
(Image used under: Creative Commons 2.0 [SRC])

I…. I just don't have the strength to explain why this is a bad idea today. "Do no evil". Yeah… ok. You forgot about, don't do something that will make it easy for evil people to do evil, but I guess that wouldn't look as good as a company motto.

Oh, but don't worry! Your data will be protected by your Google account password! I feel better already…

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Doctors Fight Data Brokers

(Image is in the Public Domain)
Seattle pediatrician Rupin Thakkar's first inkling that the pharmaceutical industry was peering over his shoulder and into his prescription pad came in a letter from a drug representative about the generic drops Thakkar prescribes to treat infectious pinkeye. In the letter, the salesperson wrote that Thakkar was causing his patients to miss more days of school than they would if he put them on Vigamox, a more expensive brand-name medicine made by Alcon Laboratories. "My initial thought was 'How does she know what I'm prescribing?' " Thakkar said. "It feels intrusive. . . . I just feel strongly that medical encounters need to be private."

It appears that several drug marketers have been tracking what physicians have been prescribing in order to custom tailor their marketing pitches.

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Check out one of my guides/tutorials:

warranties Tutorial
|INDEX|next: Extended Warranties
First, always learn what coverage you get for free from the manufacturer.
When offered an extended warranty, make sure you understand the basics.
They want you to buy it, but is it as easy to use as they say?
Know beforehand what circumstances and terms put the purchase of a warranty in your favor
Once you need to use the warranty, make sure you know the steps to take.
Finally, learn why you should even bother with this mess.
Now it's time to make the decision of whether to buy or not.

... or check out any of my other guides and tutorials by clicking here!

Manufacturer Warranties

Products you purchase in the store almost always have warranties already. Depending on how good it is, you could be completely wasting your money buying an extended one when the default one will do.

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Extended Warranties

What is an extended warranty and how do you know when you see one?

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Surprise! You're Not Covered

If you're going to spend your money on a warranty, first consider all the factors.

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Learning the Warranty Odds

Learn what important aspects of a warranty you need to look for to make sure you're getting a good deal.

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How to Use Your Warranty

Once it's time to use your warranty, make sure you know how to navigate the system.

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Warranty Successes

Read some examples of how I've personally used warranties in my favor over the years.

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Warranty Decision

In the end, how do you decide whether to buy the warranty or not?

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