Countrywide Settles Predatory Lending Suit for Almost 9 Billion

Predatory lending
(Image is in the Public Domain)

All I can say is "good". There needs to be consequences for companies that manipulate people for greed.

Tags: ,

Subprime Lending As Told By Stick Figures

(Image used under: Creative Commons 2.5 [SRC])

This is about as clear as anyone has described the subprime mortgage lending issue so far.

Tags: , ,

Confessions of a College Credit Card Pusher (Wanna Free Shirt?)

(Image used under: Creative Commons 3.0 [SRC])

If you've been on college campuses these days, you'll often see the booths where you get a free shirt or coffee mug for signing up for a credit card. Well, it's pretty obvious that college kids have no idea how to handle credit and the credit card companies know it.

Rhoades took the job and signed up roughly 30 students for cards. He regrets any trouble he caused other students from his actions. Still, his actions may have been most damaging to himself. He ended up with $13,000 worth of debt that he is now struggling to repay.

We don't get any training how to deal with and manage credit, but we get plenty of training on how to get and abuse it.

Tags: ,

No More Payday Loans in West Virginia

It turns out that West Virginia has kicked out these sleazebag lendors. Now if every other state would follow their example, we'd have something.

Tags: , , ,

Department of Defense Seeks Public Comment on Predatory Lending

Lending shouldn't be predatory
(Image is in the Public Domain)

According to Public Citizen, the DoD has proposed some rules that severely limited the scope of protections as suggested by consumer protection groups. Up to June 11th, you can submit your ideas about the proposal to them directly (information about sending in the comments is on the last page of the proposal).

Tags:

Loading...

If you want to learn more about my professional background, click here to learn more.

Check out one of my guides/tutorials:

email Tutorial
|INDEX|next: E-mail Viruses

E-mail Dangers

Until we find out who the people are who actually buy things from spammers and kick them off the Internet, you're going to have to learn how to deal with and prevent spam.
E-mail Viruses - Learn how viruses are spread through e-mail and how to stop them
Phishing - Spot and avoid lures that pull you into the dark side of the web
Don't be one of those people that loses thousands of dollars to the classic Nigerian Scam.

E-mail Etiquette

Use CC only when necessary and BCC the rest of the time.
Use Reply-All when you mean to and never when you don't.
Practice proper E-mail Forwarding to protect privacy and make e-mails more readable.
Always personalize your e-mails to make it obvious to your recipient that it's valid.

E-mail Tips and Tricks

Using E-Mail Aliases Properly - Be careful about using sensitive data (like your real name) in an e-mail account.
Remember to treat your e-mail account with the security it deserves.
Use a decoy e-mail account to keep your main e-mail account free of spam.
Avoid using any Internet provider's default e-mail.

... or check out any of my other guides and tutorials by clicking here!

Preventing Spam

Spam is annoying and worthless, but you still see it every single day. Here are some tips for preventing and reducing spam.

[Click for full description]

E-mail Viruses

Make sure that viruses don't sneak onto your computer through your e-mails. Read some simple tips to prevent that from happening.

[Click for full description]

Phishing

By far the most dangerous thing you'll find in e-mails is a lie. Sending a bogus e-mail to someone is generally called phishing, but can also be referred to as a Nigerian scam (depending on the goal of the e-mail). Learn to recognize and deal with phishing before it's too late.

[Click for full description]

Nigerian Scam

Many people have lost thousands and even hundreds of thousands of dollars to the classic Nigerian Scam. Don't fall for it!

[Click for full description]

How to Use "CC" Properly

Don't violate people's privacy and invite spam into their accounts by CC'ing all your contacts. Learn the proper way to send mass e-mails first.

[Click for full description]

Reply-All

It's easy to embarass yourself or harm your career when you don't know how to use Reply-All appropriately.

[Click for full description]

How to Forward E-mails Properly

Don't forward e-mails carelessly or you risk looking foolish as best and violating the privacy of all your contacts at worst.

[Click for full description]

Personalize E-mail

Follow this simple rule of e-mail etiquette to help prevent your friends and family from falling for phishing scams.

[Click for full description]

Using E-Mail Aliases Properly

It can be hard to find a good name to use in an e-mail account that hasn't been used and doesn't give away too much information about you.

[Click for full description]

Protecting E-mail Passwords

Your e-mail account is the most important online account you have. Remember to treat it as such!.

[Click for full description]

Using a Decoy E-Mail Account

Why it's very important to use a buffer e-mail account to shield your main account from people and companies that you don't trust.

[Click for full description]

The ISP E-mail Trap

Don't fall for the trap of using the free e-mail account provided to you by your Internet service!

[Click for full description]