Watch What You Post or Find Your Facebook Used Against You

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Here's another example of how someone's Facebook profile was used against them (First example here).

"If you are alleging that, as a result of an accident, you have not been able to enjoy life the same way and there is a photo taken after the accident showing you skiing or exercising … that could be relevant," the civil litigation and intellectual property lawyer said in an interview yesterday.

Well duh. If there are cases where people's personal diaries have been subpoenaed, I guarantee you an online record like Facebook is fair game.

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Countrywide Settles Predatory Lending Suit for Almost 9 Billion

Predatory lending
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All I can say is "good". There needs to be consequences for companies that manipulate people for greed.

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Beware Blu-Ray Surprises

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Simply put, media should be media, programs should be programs. Putting code or commands into media like movies, music, e-mail etc allows for viruses or worse and no one should have to worry about that. Well, worry.

If you put the new Blu-ray Iron Man movie into your computer it will try to connect to the Internet and download something (some horrible DRM program probably?).

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Child Predators Shifting to Blackmail

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It seems that online predators are getting tired of savvy kids that know better than to be lured (or they're just getting lazy/impatient). Either way, one police group is warning that predators are shifting to a strategy of blackmail instead.

As always, be aware of what your kids are doing online and know who their friends are. Make sure they know what to do when threatened by someone online.

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How to use Paypal Safely

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This isn't going to be an exhaustive write-up about Paypal and the various trouble you can get into with it. Instead, I'm going to talk about one very important part of the system that most people should know how to deal with.

Specifically, the direct bank access.

When you sign up for Paypal, they ask for your bank account information so they can make some test deposits. Once you see the deposits, you return to the system to tell them how much was sent to verify your account.

Here's the problem: if you do it, Paypal will then have full access to your bank account to pull funds if you were to say, go negative on your Paypal account or some Paypal employee decides they need a little of what you have or a hacker breaks through their world class security.

Instead, don't ever confirm the deposits. What this does is allow Paypal to continue making deposits (for when you get cash in Paypal), but they can't debit your account (so there!). Granted, doing this will limit the amount of money you can filter through paypal (like $500 a month or so), but so what? Most people never do transactions that large and worst-case, if you manage to get a single transaction over $500, just withdraw it over the course of a few months.

If that's not realistic for you, confirm the numbers, just make sure the account you're using is disposable.

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Diebold Finally Admits Voting Machines Lose Votes

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Though they originally blamed it on anti-virus software on the machines, Diebold has admitted that it was coding error that leads its machines to drop votes. Hopefully that will help in the lawsuit against Diebold and encourage others states to recoup their losses as well.

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Safe Search Engine For Kids

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If you've been caught by surprise doing web searches with your kids and found something you really didn't want to explain, maybe Ask.com's new kid-safe search is worth checking out.

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Dunkin Donuts to Use Face Scanners to Target You For Ads

Hey there. Wanna donut!?
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The Wall Street Journal says that Dunkin' Donuts is experimenting with video screens that use facial recognition technology to figure out your age and gender. The screens then display ads targeted specifically to you.

The last thing we need is computers trying to figure out who and what we are so they can target ads to us.

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Ads Scare Parents Into Tagging Kids With Tracking Devices

Beware the puddle militia! They're gonna git ya!
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Privacy nuts like me have been warning people for years that tracking and tagging of all people will start with the kids. It's easy to teach people to accept personal tracking devices by giving it to them when they're young. But how do you do that? Use parents' practically fanatical protective instinct to protect their kids against a largely imaginary threat.

Companies that use scare tactics, especially when inflaming peoples fears of extreme and rare issues, are complete and utter scum.

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Never Talk To The Police

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Schneier covers two videos explaining why it's a bad idea to say anything to police when arrested or investigated.

The first video is a law school professor explaining why he's proud to say he will never talk to a police officer under any circumstances. Here are some highlights:

  • There are tens of thousands of federal crimes. Many of which are so broad, you could be convicted under completely bogus circumstances.
  • Example: If the IRS just wants to "Ask you a few questions" you say no unless they grant you immunity
  • There is NO way it can help you. But even if you tell the absolute truth and are totally innocent, there are many ways it can hurt you.

The neat thing is that he gave up half his time to an expert law-enforcement interviewer. The second video is of that expert interviewer explaining some of the tips and tricks he uses to get people to talk. Highlights include:

  • Any cop can follow you for a time and find a legitimate violation to pull you over for
  • He'll come into the room with a stack of papers with a videotape on top (so they think there's a video) and just start doing paperwork. Because people hate silence, eventually the suspect will start talking
  • He brings in a tape recorder and eventually says, "I want to talk to you off the record" and he turns it off. The thing is there's no such thing as "off the record" and every word in an interrogation room is recorded.
  • While you may technically be innocent until proven guilty, a jury assumes that if you're sitting next to a defense attorney, you have a reason to be there.
  • If you didn't know already, police are allowed to lie in interviews

The last thing he stressed which seemed supported by the rest of his talk was that he never tries to send an innocent person to jail. Which so long as the interviewer your talking to has that same viewpoint is very comforting. Since you can't know their intentions, I think it's safer to take the first guy's advice and not talk to the police without representation.

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warranties Tutorial
|INDEX|next: Extended Warranties
First, always learn what coverage you get for free from the manufacturer.
When offered an extended warranty, make sure you understand the basics.
They want you to buy it, but is it as easy to use as they say?
Know beforehand what circumstances and terms put the purchase of a warranty in your favor
Once you need to use the warranty, make sure you know the steps to take.
Finally, learn why you should even bother with this mess.
Now it's time to make the decision of whether to buy or not.

... or check out any of my other guides and tutorials by clicking here!

Manufacturer Warranties

Products you purchase in the store almost always have warranties already. Depending on how good it is, you could be completely wasting your money buying an extended one when the default one will do.

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Extended Warranties

What is an extended warranty and how do you know when you see one?

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Surprise! You're Not Covered

If you're going to spend your money on a warranty, first consider all the factors.

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Learning the Warranty Odds

Learn what important aspects of a warranty you need to look for to make sure you're getting a good deal.

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How to Use Your Warranty

Once it's time to use your warranty, make sure you know how to navigate the system.

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Warranty Successes

Read some examples of how I've personally used warranties in my favor over the years.

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Warranty Decision

In the end, how do you decide whether to buy the warranty or not?

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