The Total Money Makeover

The Total Money Makeover: A Proven Plan for Financial Fitness: Ramsey
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I have heard of the philosophy of not needing a credit history or credit cards, but never really believed it could work for me until I read this book. Ramsey describes many carefully planted myths about money and money management that hurt normal people and benefit companies and how our ignorance of this is killing us financially. We are trained by meticulous marketing techniques to live a lifestyle that will keep us in debt forever (a lesson I've lived personally).

Read this book to get a practical and easy-to-implement plan that will get your personal finances under control. Stop wasting money, stop worrying about the future, stop being a slave to your debts. And, yes, I'm debt free and have been for more than four years now. Never again.

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passwords Tutorial
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Making Good Passwords

To understand what makes a good password, let's talk about what makes a bad one first.
Making good passwords can be complex, but here are some tips and tricks that will make it easier.

Password Protection

Once you've taken the trouble to make a good password, the next step is to keep it safe!
Now that you've done all this work, you have to learn the most important rule of all: DON'T GIVE THEM AWAY!

... or check out any of my other guides and tutorials by clicking here!

Bad Passwords

To understand what makes good passwords, first check out some of the worst passwords out there and what makes them so bad.

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Password Tips and Tricks

It's impossible to expect someone to make good passwords by just giving them some rules. There are tricks that make your passwords secure and easy for you all at the same time.

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Password Protection

It's really a skill to come up with secure passwords that you can remember. Once you've learned how, remember that it doesn't matter how good you are if you don't protect your password properly.

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Password Mugging

A disturbing new practice among websites and services is where they ask you for your user name and password to other sites. I call this "Password Mugging"

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