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TJX Data Breach Up to 94 Million Victims

(Image used under: Creative Commons 2.0 [SRC][Mod])

If you've been following this breach, the key problem here is two part:

1) TJX is the parent company of several other companies including TJ Maxx. Each of those companies shared data with TJX creating a massive database (and a single target for the hackers).

2) TJX (and others) shouldn't have stored the credit card data in the first place and when they did, they should have used better security.

Though they'll blame "clever hackers" for the breach, the fault instead lies squarely with TJX who's business practice of storing credit cards against people's will along with negligent use of outdated wireless encryption (WEP) first created a giant target and then then left a gaping hole for the bad guys to be able to go and get it.

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If you want to learn more about my professional background, click here to learn more.

Check out one of my guides/tutorials:

warranties Tutorial
|INDEX|next: Extended Warranties
First, always learn what coverage you get for free from the manufacturer.
When offered an extended warranty, make sure you understand the basics.
They want you to buy it, but is it as easy to use as they say?
Know beforehand what circumstances and terms put the purchase of a warranty in your favor
Once you need to use the warranty, make sure you know the steps to take.
Finally, learn why you should even bother with this mess.
Now it's time to make the decision of whether to buy or not.

... or check out any of my other guides and tutorials by clicking here!

Manufacturer Warranties

Products you purchase in the store almost always have warranties already. Depending on how good it is, you could be completely wasting your money buying an extended one when the default one will do.

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Extended Warranties

What is an extended warranty and how do you know when you see one?

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Surprise! You're Not Covered

If you're going to spend your money on a warranty, first consider all the factors.

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Learning the Warranty Odds

Learn what important aspects of a warranty you need to look for to make sure you're getting a good deal.

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How to Use Your Warranty

Once it's time to use your warranty, make sure you know how to navigate the system.

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Warranty Successes

Read some examples of how I've personally used warranties in my favor over the years.

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Warranty Decision

In the end, how do you decide whether to buy the warranty or not?

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