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Top 10 Things You Should Know About Your Credit Cards

Thursday, March 28th, 2019 (No comments yet)
Businesses, Money, Tips and Tricks
(Image used under: Creative Commons 3.0 [SRC])

I've seen businesses do 4 and 5 so I guess next time, I'll call them on it.

  1. Unsigned Cards Are Not Valid And Merchants Can And Will Refuse Them
  2. The Maximum Liability For Unauthorized Use Of A Credit Card (not debit even if it's got a credit card logo) Is $50 According To Federal Law
  3. Merchants Cannot Require You To Present ID, Unless Your Card Is Unsigned
  4. Merchants Cannot Require A Minimum Transaction Amount
  5. Merchants Cannot Charge A Surcharge For Using A Credit Card, However, They Can Offer A "Cash Discount"
  6. Many Credit Cards Have Programs That Will Automatically Double The Manufacturer's Warranty And Other Excellent Benefits
  7. Merchants Are Not Allowed To Make You Give Up Your Right To A Chargeback
  8. Merchants Are Not Allowed To Place A Hold For The Estimated Tip
  9. If Merchants Suspect You Of Fraud They Are Supposed To Call With A "Code 10"
  10. If Merchants Break These Rules, You Can Report Them To The Credit Card Company

    11. Read the details for each of these at The Consumerist.

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passwords Tutorial
|INDEX|next: Password Tips and Tricks

Making Good Passwords

To understand what makes a good password, let's talk about what makes a bad one first.
Making good passwords can be complex, but here are some tips and tricks that will make it easier.

Password Protection

Once you've taken the trouble to make a good password, the next step is to keep it safe!
Now that you've done all this work, you have to learn the most important rule of all: DON'T GIVE THEM AWAY!

... or check out any of my other guides and tutorials by clicking here!

Bad Passwords

To understand what makes good passwords, first check out some of the worst passwords out there and what makes them so bad.

[Click for full description]

Password Tips and Tricks

It's impossible to expect someone to make good passwords by just giving them some rules. There are tricks that make your passwords secure and easy for you all at the same time.

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Password Protection

It's really a skill to come up with secure passwords that you can remember. Once you've learned how, remember that it doesn't matter how good you are if you don't protect your password properly.

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Password Mugging

A disturbing new practice among websites and services is where they ask you for your user name and password to other sites. I call this "Password Mugging"

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