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Recommendations

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Top 10 Things You Should Know About Your Credit Cards

Thursday, March 28th, 2019 (No comments yet)

I've seen businesses do 4 and 5 so I guess next time, I'll call them on it.

Unsigned Cards Are Not Valid And Merchants Can And Will Refuse Them
The Maximum Liability For Unauthorized Use Of A Credit Card (not debit even if it's got a credit card logo) Is $50 According To Federal Law
Merchants Cannot Require You To Present ID, Unless Your Card Is Unsigned
Merchants Cannot Require A Minimum Transaction Amount
Merchants Cannot Charge A Surcharge For Using A Credit Card, However, They Can Offer A "Cash Discount"
Many Credit Cards Have Programs That Will Automatically Double The Manufacturer's Warranty And Other Excellent Benefits
Merchants Are Not Allowed To Make You Give Up Your Right To A Chargeback
Merchants Are Not Allowed To Place A Hold For The Estimated Tip
If Merchants Suspect You Of Fraud They Are Supposed To Call With A "Code 10"
If Merchants Break These Rules, You Can Report Them To The Credit Card Company

Read the details for each of these at The Consumerist.