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Recommendations

Here's something that


I, Jeremy Duffy, actually recommend and think is worth checking out.
No web-bugs, no bs, just a legit recommmendation that I have personally evaluated before allowing it to be listed here:

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Top 10 Things You Should Know About Your Credit Cards

(Image used under: Creative Commons 3.0 [SRC])

I've seen businesses do 4 and 5 so I guess next time, I'll call them on it.

  1. Unsigned Cards Are Not Valid And Merchants Can And Will Refuse Them
  2. The Maximum Liability For Unauthorized Use Of A Credit Card (not debit even if it's got a credit card logo) Is $50 According To Federal Law
  3. Merchants Cannot Require You To Present ID, Unless Your Card Is Unsigned
  4. Merchants Cannot Require A Minimum Transaction Amount
  5. Merchants Cannot Charge A Surcharge For Using A Credit Card, However, They Can Offer A "Cash Discount"
  6. Many Credit Cards Have Programs That Will Automatically Double The Manufacturer's Warranty And Other Excellent Benefits
  7. Merchants Are Not Allowed To Make You Give Up Your Right To A Chargeback
  8. Merchants Are Not Allowed To Place A Hold For The Estimated Tip
  9. If Merchants Suspect You Of Fraud They Are Supposed To Call With A "Code 10"
  10. If Merchants Break These Rules, You Can Report Them To The Credit Card Company
  11. Read the details for each of these at The Consumerist.

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Check out one of my guides/tutorials:

goodbye identity theft Tutorial
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Too Late!

If you've already become a victim, here is a list of things you should do.

Solving ID Theft

Lock your credit reports with a Credit Freeze to prevent credit-based ID theft (90% of ID theft risk).
Learn to protect your information to prevent not only ID theft, but many other kinds of problems (the rest of ID theft risk).

Save Time and Money

cancel credit-monitoring services.
Cancel id-theft-insurance

Who is Responsible?

Sometimes you just have to wonder why it's so easy to steal identities in the first place.

... or check out any of my other guides and tutorials by clicking here!

The Identity Theft Victim's Mini-Guide to Recovery

If you've already experienced ID theft, here are some tips of what to do next.

[Click for full description]

Credit Freeze

Setting a credit report freeze is the fastest and most effective way to actually block and reduce your risk of ID Theft. And it's free.

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Out and About Defense

The best defense against non-credit ID Theft and a variety of other risks is to adopt a mindset of protection: Data Defense. Learn how to protect your information with simple and sometimes free countermeasures all based on a simple philosophy that the less people who have your information, the safer you are.

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