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Recommendations

Here's something that


I, Jeremy Duffy, actually recommend and think is worth checking out.
No web-bugs, no bs, just a legit recommmendation that I have personally evaluated before allowing it to be listed here:

Think something's here that shouldn't be? contact me!

Top 10 Things You Should Know About Your Credit Cards

(Image used under: Creative Commons 3.0 [SRC])

I've seen businesses do 4 and 5 so I guess next time, I'll call them on it.

  1. Unsigned Cards Are Not Valid And Merchants Can And Will Refuse Them
  2. The Maximum Liability For Unauthorized Use Of A Credit Card (not debit even if it's got a credit card logo) Is $50 According To Federal Law
  3. Merchants Cannot Require You To Present ID, Unless Your Card Is Unsigned
  4. Merchants Cannot Require A Minimum Transaction Amount
  5. Merchants Cannot Charge A Surcharge For Using A Credit Card, However, They Can Offer A "Cash Discount"
  6. Many Credit Cards Have Programs That Will Automatically Double The Manufacturer's Warranty And Other Excellent Benefits
  7. Merchants Are Not Allowed To Make You Give Up Your Right To A Chargeback
  8. Merchants Are Not Allowed To Place A Hold For The Estimated Tip
  9. If Merchants Suspect You Of Fraud They Are Supposed To Call With A "Code 10"
  10. If Merchants Break These Rules, You Can Report Them To The Credit Card Company
  11. Read the details for each of these at The Consumerist.

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If you want to learn more about my professional background, click here to learn more.

Check out one of my guides/tutorials:

warranties Tutorial
|INDEX|next: Extended Warranties
First, always learn what coverage you get for free from the manufacturer.
When offered an extended warranty, make sure you understand the basics.
They want you to buy it, but is it as easy to use as they say?
Know beforehand what circumstances and terms put the purchase of a warranty in your favor
Once you need to use the warranty, make sure you know the steps to take.
Finally, learn why you should even bother with this mess.
Now it's time to make the decision of whether to buy or not.

... or check out any of my other guides and tutorials by clicking here!

Manufacturer Warranties

Products you purchase in the store almost always have warranties already. Depending on how good it is, you could be completely wasting your money buying an extended one when the default one will do.

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Extended Warranties

What is an extended warranty and how do you know when you see one?

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Surprise! You're Not Covered

If you're going to spend your money on a warranty, first consider all the factors.

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Learning the Warranty Odds

Learn what important aspects of a warranty you need to look for to make sure you're getting a good deal.

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How to Use Your Warranty

Once it's time to use your warranty, make sure you know how to navigate the system.

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Warranty Successes

Read some examples of how I've personally used warranties in my favor over the years.

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Warranty Decision

In the end, how do you decide whether to buy the warranty or not?

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