What’s in Your Data Profile?

LexisNexis and ChoicePoint are two of the largest data-brokers in the world. They’re only product is information about you which they buy and sell with little to no regulation of any kind. I have always wondered what kind of information they keep about us, and now I know. In the profile I ordered from them, I found not only several pieces of my personal information, but descriptions of other kinds of information that they collect. Here is a summary:

Information they Had

• Full first, middle, and last name
• Wife first, middle, and last name
• Address history with dates and locations
• Social Security Number
• Full date of birth
• Driver’s License Number
• Vehicle VIN
• Insurance history including companies, policy details, dates of coverage, accidents, claims filed, etc.

Information they Collect, but Didn’t Have For Me

• Auto and property insurance history
• Pre-employment background report including “personal credit information” and state driving record.
• An Esteem® report which lists admitted or convicted cases of theft while visiting or working at a retail company (used by retailers for hiring).
• A ScreenNow® report which displays a ChoicePoint national criminal records search of your name and personal information (used for hiring and volunteer work).
• A Resident Data® history that includes personal credit information and a criminal record search (used for rental applications).
• A Resident Data® eviction report used for resident screening.
• FAA Aircraft Registrations
• Uniform Commercial Code filings (when securing a loan with collateral).
• Bankruptcies, Liens, and Judgments
• Professional Licenses
• Pilot Licenses
• Marine Radio Licenses
• Controlled Substance Licenses (for physicians, dentists, pharmacies).
• Firearms and Explosives Licenses
• Business Affiliations (for officers or principals of an incorporated Company).
• Significant Shareholders Search Results – If your name and address appear at the top of a corporation record.

And the most exciting part of all of this is that you never asked to be part of their profiles, they just take it. Neat huh?